Hard Money & Private Money Loans | 1st & 2nd Trust Deeds

Welcome to MetroCity Capital Group, your go-to source for flexible financing options in California and a select few states across the nation. Whether you're looking for a private money loan to purchase a home, refinance an existing property, or finance a business opportunity, we provide a comprehensive array of solutions tailored to your specific needs.

We understand that qualifying for a loan can be challenging for some individuals, especially when traditional banks have strict guidelines. Our private money and hard money loans are secured by real estate and available in three distinct categories:

• Owner-Occupied Consumer Loans: Designed for borrowers who intend to live in the property. These loans require documentation of income and ability to repay, making them suitable for self-employed individuals or those with non-traditional financial situations.
• Owner-Occupied Business-Purpose Loans: Allows homeowners to leverage their equity for legitimate business or investment purposes while still residing in the property. However, the primary use of the loan proceeds must be business-related.
• Non-Owner-Occupied Investment Loans: Perfect for investors looking to finance properties not intended for primary residence. These loans focus on property value, available equity, and potential rental income.

At MetroCity Capital Group, we collaborate with multiple lending sources to find the financing option that aligns with your unique situation. Streamlined processes and quick approvals mean you can take action swiftly, whether you're purchasing, refinancing, or embarking on a new investment opportunity.